Insurance Corporate and Regulatory
Cowles & Thompson uses a diverse, multi-disciplinary team in addition to lawyers with insurance experience in regulatory, corporate, administrative and litigation matters. Other lawyers in the group have backgrounds in business and transactional law, corporate finance, securities, tax, health care, administrative and legislative services.
We work with virtually every aspect of insurance-related corporate governance, regulatory, transactional and legislative matters. This brings together decades of professional and personal relationships to offer insurers, reinsures, health care organizations, managed care entities, trade associations and regulators the most comprehensive solutions and results possible.
REGULATORY MATTERS
New Insurance Products and Programs
- Legislative services (federal and state) insurance department(s) approval
- Privacy matters
- Insurance policies, forms, and program
- Reinsurance agreements, treaty and facultative
- Producer, broker, agency and reinsurance intermediary agreements
- Service agreements and warranty contracts
- Broker, agency and reinsurance intermediary licensing
- Corporate and transactional
Corporate Formation and Structures
- Insurance holding companies and holding company regulatory systems filings and registrations
- Insurance and reinsurance companies
- Healthcare companies including HMO's, PPO's and TPA's
- Captive insurance companies, risk retention groups large deductible
- Managing general agents, brokers, agencies, adjusters and licensing
- Alternative financial risk insurance strategies and structures
- Insurance e-commerce
Mergers and Acquisitions
- Acquisition of insurance companies and agencies
- Merger and acquisitions of insurance company shells and acquisition of agencies and books of business
- Divestitures, consolidations and reorganizations
- Assumption reinsurance transactions
- Redomestications
Corporate Finance and Capital Markets Transactions
- Public offerings and private placements (equity, debt and hybrid offerings)
- Surplus and capital notes
- Securitizations and tax-driven transactions
- Swaps, derivatives and structured securities
- Alternative risk distribution transactions and self insured retention
- Insurance lending transactions, lender and borrower representation; structure and documentation of letter of credit transactions
LITIGATION AND ADMINISTRATIVE PROCEEDINGS
Litigation, Administrative, Arbitration and Receivership
- Insurance department investigations, compliance, Appeal of Insurance Commissioner or Insurance Department rulings, and cease and desist orders; unauthorized insurance entities and programs
- Proceedings and trials before state administrative agencies, state offices of administrative hearings, and insurance department contested cases
- Class actions and complex commercial insurance litigation
- Appellate practice
- International arbitrations and proceedings
- Complex insurance and reinsurance coverage cases, excess insurance
- Market conduct examinations
- Insurance claims defense, product liability, environmental and toxic torts, professional indemnity
- Bad faith and related litigation
- Employment and wrongful termination defense
- Corporate securities and commercial disputes
- Litigation support, expert testimony
- Insolvency proceedings
Work with Troubled Insurance Companies, Supervision, Conservation, Rehabilitation and Insurance Company Receiverships
- Federal bankruptcy court proceedings of insurance holding companies
- Director and officer litigation
- Managing general agent litigation
- Reinsurance recovery, collection, litigation and commutations
- Agent balances, collection, litigation
- Premium tax recoveries
- Guaranty association issues
- Claims bar date and proof of claim issues
- Counsel to special deputy receivers
- Medical malpractice insurance defense, personal injury, physicians, hospitals and medical devices
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